Services designed
for your expansion

At APD, we don’t sell “off-the-shelf” policies. We design corporate insurance schemes tailored to your industry, local regulations, and growth goals. We protect your company from legal, labor, commercial, and financial risks—so you can operate in the U.S. with confidence.

Our Differentiation:

• Tailored coverage: While brokers sell standard plans, we analyze your business and define exact coverage.
• Compliance guaranteed: States and cities often require liability, workers’ comp, or commercial vehicle insurance—we ensure you’re fully compliant.
• Integrated approach: We cover legal risks, operational continuity, brand reputation, and investor trust.
• Strategic partner: We’re consultants, not sellers. Our goal is to shield your growth, not just earn quick commissions.

FAQs:

• Business insurance requirements USA?
• What insurance is mandatory for small businesses USA?
• Liability insurance for LLC?
• Workers’ comp requirements USA?

The most common problems are:

• Companies fined for not having mandatory state insurance.
• Businesses that close after a lawsuit because they had insufficient policies.
• Restaurants, factories, or importers that do not purchase insurance appropriate for their industry and lose corporate clients.

At APD, we protect your business with insurance tailored to your needs.

• General Liability: Protection against third-party claims.
• Workers’ Compensation: Mandatory employment insurance in most states.
• Product Liability: Essential coverage for manufacturers and importers.
• Commercial Property & Vehicles: Protection for physical assets and fleets.
• Customized plans by industry: Restaurants, logistics, import/export, manufacturing, consulting firms.